FHA Loans in Penn Hills, PA

Located in Allegheny County

Explore FHA loan options in Penn Hills, PA, located in Allegheny County. The FHA loan limit for single-family homes in this area is $472,030. Penn Hills has a population of approximately 41,305 and is served by ZIP codes 15235.

ZIP Codes Served

FHA loans are available in the following Penn Hills ZIP codes:

15235

FHA Loan Limits for Penn Hills

FHA loan limits are set at the county level. Penn Hills falls within Allegheny County and uses the following 2024 limits:

1 Unit

$472,030

2 Units

$604,400

3 Units

$730,525

4 Units

$907,900

Penn Hills Overview

Population

41,305

County

Allegheny

ZIP Codes

1

Benefits of FHA Loans in Penn Hills

Low Down Payment

Buy a home in Penn Hills with as little as 3.5% down. On a home at the FHA limit of $472,030, that is just $16,521.

Flexible Credit Requirements

FHA loans in Allegheny County accept credit scores as low as 580 for the 3.5% down payment option, or 500 with 10% down.

Competitive Interest Rates

Because FHA loans are government-backed, lenders in the Pittsburgh, PA area can offer competitive rates even to borrowers with lower credit scores.

Seller Concessions Allowed

When purchasing in Penn Hills, sellers can contribute up to 6% of the sale price toward your closing costs, reducing your out-of-pocket expenses.

Get an FHA Loan in Penn Hills

Connect with FHA-approved lenders serving Penn Hills and Allegheny County, PA. Get pre-qualified today.

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