FHA Loans in Pittsburgh, PA
Located in Allegheny County
Explore FHA loan options in Pittsburgh, PA, located in Allegheny County. The FHA loan limit for single-family homes in this area is $472,030. Pittsburgh, the "Steel City," has transformed into a hub for technology, healthcare, and education. The city offers some of the most affordable housing among major U.S. cities, making FHA loans an excellent option for homebuyers.
ZIP Codes Served
FHA loans are available in the following Pittsburgh ZIP codes:
FHA Loan Limits for Pittsburgh
FHA loan limits are set at the county level. Pittsburgh falls within Allegheny County and uses the following 2024 limits:
1 Unit
$472,030
2 Units
$604,400
3 Units
$730,525
4 Units
$907,900
Pittsburgh Overview
Population
302,971
County
Allegheny
ZIP Codes
43
Benefits of FHA Loans in Pittsburgh
Low Down Payment
Buy a home in Pittsburgh with as little as 3.5% down. On a home at the FHA limit of $472,030, that is just $16,521.
Flexible Credit Requirements
FHA loans in Allegheny County accept credit scores as low as 580 for the 3.5% down payment option, or 500 with 10% down.
Competitive Interest Rates
Because FHA loans are government-backed, lenders in the Pittsburgh, PA area can offer competitive rates even to borrowers with lower credit scores.
Seller Concessions Allowed
When purchasing in Pittsburgh, sellers can contribute up to 6% of the sale price toward your closing costs, reducing your out-of-pocket expenses.
Get an FHA Loan in Pittsburgh
Connect with FHA-approved lenders serving Pittsburgh and Allegheny County, PA. Get pre-qualified today.
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