FHA Loans in Upper Darby, PA
Located in Delaware County
Explore FHA loan options in Upper Darby, PA, located in Delaware County. The FHA loan limit for single-family homes in this area is $472,030. Upper Darby has a population of approximately 85,681 and is served by ZIP codes 19018, 19023, 19026, 19029, 19036, 19050, 19082.
ZIP Codes Served
FHA loans are available in the following Upper Darby ZIP codes:
FHA Loan Limits for Upper Darby
FHA loan limits are set at the county level. Upper Darby falls within Delaware County and uses the following 2024 limits:
1 Unit
$472,030
2 Units
$604,400
3 Units
$730,525
4 Units
$907,900
Upper Darby Overview
Population
85,681
County
Delaware
ZIP Codes
7
Benefits of FHA Loans in Upper Darby
Low Down Payment
Buy a home in Upper Darby with as little as 3.5% down. On a home at the FHA limit of $472,030, that is just $16,521.
Flexible Credit Requirements
FHA loans in Delaware County accept credit scores as low as 580 for the 3.5% down payment option, or 500 with 10% down.
Competitive Interest Rates
Because FHA loans are government-backed, lenders in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area can offer competitive rates even to borrowers with lower credit scores.
Seller Concessions Allowed
When purchasing in Upper Darby, sellers can contribute up to 6% of the sale price toward your closing costs, reducing your out-of-pocket expenses.
Get an FHA Loan in Upper Darby
Connect with FHA-approved lenders serving Upper Darby and Delaware County, PA. Get pre-qualified today.
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