FHA Loans in Allentown, PA
Located in Lehigh County
Explore FHA loan options in Allentown, PA, located in Lehigh County. The FHA loan limit for single-family homes in this area is $472,030. Allentown has a population of approximately 126,092 and is served by ZIP codes 18101, 18102, 18103, 18104, 18105, 18106, 18109.
ZIP Codes Served
FHA loans are available in the following Allentown ZIP codes:
FHA Loan Limits for Allentown
FHA loan limits are set at the county level. Allentown falls within Lehigh County and uses the following 2024 limits:
1 Unit
$472,030
2 Units
$604,400
3 Units
$730,525
4 Units
$907,900
Allentown Overview
Population
126,092
County
Lehigh
ZIP Codes
7
Benefits of FHA Loans in Allentown
Low Down Payment
Buy a home in Allentown with as little as 3.5% down. On a home at the FHA limit of $472,030, that is just $16,521.
Flexible Credit Requirements
FHA loans in Lehigh County accept credit scores as low as 580 for the 3.5% down payment option, or 500 with 10% down.
Competitive Interest Rates
Because FHA loans are government-backed, lenders in the Allentown-Bethlehem-Easton, PA-NJ area can offer competitive rates even to borrowers with lower credit scores.
Seller Concessions Allowed
When purchasing in Allentown, sellers can contribute up to 6% of the sale price toward your closing costs, reducing your out-of-pocket expenses.
Get an FHA Loan in Allentown
Connect with FHA-approved lenders serving Allentown and Lehigh County, PA. Get pre-qualified today.
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