FHA Loans in York, PA
Located in York County
Explore FHA loan options in York, PA, located in York County. The FHA loan limit for single-family homes in this area is $472,030. York has a population of approximately 44,619 and is served by ZIP codes 17401, 17402, 17403, 17404, 17405, 17406, 17407.
ZIP Codes Served
FHA loans are available in the following York ZIP codes:
FHA Loan Limits for York
FHA loan limits are set at the county level. York falls within York County and uses the following 2024 limits:
1 Unit
$472,030
2 Units
$604,400
3 Units
$730,525
4 Units
$907,900
York Overview
Population
44,619
County
York
ZIP Codes
7
Benefits of FHA Loans in York
Low Down Payment
Buy a home in York with as little as 3.5% down. On a home at the FHA limit of $472,030, that is just $16,521.
Flexible Credit Requirements
FHA loans in York County accept credit scores as low as 580 for the 3.5% down payment option, or 500 with 10% down.
Competitive Interest Rates
Because FHA loans are government-backed, lenders in the York-Hanover, PA area can offer competitive rates even to borrowers with lower credit scores.
Seller Concessions Allowed
When purchasing in York, sellers can contribute up to 6% of the sale price toward your closing costs, reducing your out-of-pocket expenses.
Get an FHA Loan in York
Connect with FHA-approved lenders serving York and York County, PA. Get pre-qualified today.
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