2024 FHA Loan Limits for Berks County
Floor LimitThe following FHA loan limits apply to all properties in Berks County, PA for 2024. These limits determine the maximum FHA-insured mortgage available based on property type.
2024 Limits by Property Type
| Property Type | FHA Loan Limit |
|---|---|
| 1 Unit (Single-Family) | $472,030 |
| 2 Units (Duplex) | $604,400 |
| 3 Units (Triplex) | $730,525 |
| 4 Units (Fourplex) | $907,900 |
What These Limits Mean for Berks
Floor Limit Area
Berks County uses the FHA floor limit of $472,030 for single-family homes. This is the standard minimum limit that applies to most counties across the country where median home prices are at or below the national baseline.
With a median home price of $230,000 in Berks, FHA loans can cover a significant portion of home purchases in the area. Most buyers in Berks County will find that the FHA limit comfortably accommodates available properties.
Get Pre-Qualified in Berks
FHA loans up to $472,030 are available in Berks County, PA. Connect with an FHA-approved lender today.
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